Five steps from a problem to its solution.

Help me design and build a first working prototype for this problem in Cuddalore, Tamil Nadu, India.

Problem: Samba paddy farmers in Cuddalore can't easily tell whether they are covered for a failed sowing, or what to file before the deadline.
Who it hurts: Small and tenant farmers growing Samba paddy in Cuddalore district, many of whom depend on the northeast monsoon.
The moment it hurts: Weeks before the enrolment deadline, deciding whether to pay the premium and gathering land and bank documents from different offices.
What people do today: Farmers hear about the scheme through Collector announcements and agriculture staff, and must collect papers from the Village Administrative Officer and their bank.
Why it is still unsolved: Whether a payout applies depends on the village being notified for Samba coverage and on how much of the area could not be sown, which farmers can't see for themselves.
What solved looks like: A Tamil voice and SMS helper where a farmer gives their village and acreage and learns the premium, the deadline, the documents needed, whether their village is notified and how the prevented-sowing payout works, with a reminder before the last date.
Where: Cuddalore, Tamil Nadu, India

First, list what you would need to learn from the people affected before building, as interview questions.
Then propose the simplest version that would help, the screens or messages it needs, and the data it would use.
Keep it cheap to run, accessible, and respectful of people's privacy. Flag anything you are unsure about instead of guessing.